Ayxan A.

A leading commercial bank driving large-scale digital transformation and fintech innovation in Azerbaijan

• Architected and implemented core banking systems, including accounts, payments, statements, salary card automation, and the country’s first fully digital onboarding for legal entities, significantly reducing onboarding time and improving compliance accuracy.
• Designed and delivered the first fully automated online lending platform for legal entities using AI/ML-driven scoring and decision engines, built with Java, Spring Boot, Kafka, and PostgreSQL for high transactional throughput.
• Led migration from monolithic systems to microservices, introducing event-driven architecture (Kafka), containerization (Docker), and Kubernetes-based orchestration.
• Built high-performance transactional systems optimized for concurrency, data integrity, and fault tolerance in a regulated banking environment.
• Led backend teams of up to 14 engineers, mentoring developers, conducting performance reviews, and driving Agile and DevOps adoption.
• Delivered Apple Pay integration as part of the country’s first rollout wave, enabling secure contactless payments.
• Established engineering governance and delivery processes, improving release predictability and cross-team coordination.
• Introduced a Quarterly Business Review (QBR) framework to align technical roadmaps with business KPIs and strategic planning.

• Developed and integrated enterprise-grade banking systems using Java, Spring, Oracle, and IBM Integration Bus
• Implemented Central Bank (APUS) integration, improving regulatory transaction processing efficiency
• Built integrations with ASAN (national identity services), AzeriCard (payment processing), and SMS gateways, increasing reliability of customer communications and payment services
• Automated tax order processing from the Ministry of Taxes, significantly reducing manual workload and improving accuracy
• Contributed to mobile and internet banking backend infrastructure, supporting the expansion of digital banking channels

A commercial bank operating Temenos T24 core banking platform

• Extended and customized Temenos T24 core banking modules to support evolving operational requirements
• Developed internal automation tools and client-side modules using Java and Delphi, integrated with Oracle Database
• Designed high-volume reporting systems leveraging data warehouse (DWH) data to improve decision-making visibility
• Implemented IBM Integration Bus to enhance inter-system data flow and service orchestration
• Improved transaction reliability and operational efficiency through backend performance optimization